PAC - Qualified
Bread Financial Holdings, Inc. PAC (Aka Bread Financial PAC)
FEC committee C00551812. Last filed October 19, 2026.
FEC C00551812Last filed 2026-10-19Totals through 2026-09-30
The short version
- Raised $372K and spent $398K in the 2026 cycle, through September 30, 2026.
- Largest donor on record: Beberman, Perry (Individual), $10K.
What it is
Bread Financial Holdings, Inc. PAC (Aka Bread Financial PAC) is registered with the FEC as a PAC, connected to Bread Financial Holdings, Inc..
A traditional PAC gives money directly to candidates, up to $5,000 per election. Donations to it are limited to $5,000 a year per person. Corporate and union PACs can only ask for money from their own executives, employees and shareholders, or members, not from the company or union treasury.
Issues it says it stands for
No record found. The FEC does not record issues. The candidates it supports and opposes are listed below.
Registration
| Type | PAC - Qualified |
|---|---|
| Connected organization | Bread Financial Holdings, Inc. |
| Organization type | Corporation |
| Treasurer | Taylor, James R Mr. |
| Registered in | Ohio |
| First filed with the FEC | November 12, 2013 |
Who it supports and opposes
No independent expenditure notices on record for the 2026 cycle.
Direct contributions to candidates
| Recipient | Given | Checks |
|---|---|---|
| Troy Carter for Congress FEC | $25K | 5 |
| Galeano, Michael J Mr. | $19K | 5 |
| Galeano, Michael J | $12K | 2 |
| Huizenga for Congress FEC | $11K | 4 |
| Friends of Ben Mcadams FEC | $10K | 2 |
| Beatty for Congress FEC | $10K | 2 |
| Liccardo for Congress FEC | $10K | 2 |
| Michael Galeano | $10K | 3 |
| Husted for Senate FEC | $9K | 2 |
| Cleaver for Congress FEC | $8K | 2 |
| Davidson for Congress FEC | $8K | 2 |
| Max Miller for Congress FEC | $8K | 2 |
| Andy Barr for Senate, Inc. FEC | $8K | 3 |
| Pete Ricketts for Senate FEC | $7K | 2 |
| Josh for Jersey FEC | $7K | 2 |
| Nevadans for Steven Horsford FEC | $6K | 2 |
| Team Sununu FEC | $5K | 1 |
| Team Hagerty FEC | $5K | 1 |
| Merrin for Congress FEC | $5K | 1 |
| Collins for Senator FEC | $5K | 1 |
| Torres for Congress FEC | $5K | 1 |
| Alsobrooks for Senate FEC | $5K | 1 |
| Himes for Congress FEC | $5K | 1 |
| Citizens for Waters FEC | $5K | 1 |
| Kristina Daley Roegner for Ohio | $5K | 1 |
Largest itemized contributions processed by the FEC, 2026 cycle.
Who funds it
Donor mix
| Source | Amount | Share |
|---|---|---|
| Small donors, $200 or less (not named) | $78K | 21% |
| Individuals giving over $200 (named) | $293K | 79% |
| Total raised | $372K | 100% |
FEC committee totals, 2026 cycle, through September 30, 2026. The 10 largest donors include recent electronic filings, so their share can run ahead of these totals.
Largest named donors
| Donor | Type | Given | Checks |
|---|---|---|---|
| Perry Beberman Bread Financial Holdings, Inc. | Individual | $10K | 2 |
| Ralph Andretta Bread Financial Holdings, Inc. | Individual | $10K | 2 |
| Tim Mr. Theriault Bread Financial Holdings, Inc. | Individual | $5K | 1 |
| John C Jr. Gerspach Bread Financial Holdings, Inc. | Individual | $5K | 1 |
| Tim Theriault Bread Financial Holdings, Inc. | Individual Recent filing | $5K | 1 |
| Joseph Motes Bread Financial Payments, Inc | Individual | $4K | 20 |
| Dashon Williford Bread Financial Holdings, Inc. | Individual | $2K | 1 |
| Roger Ballou Bread Financial Holdings, Inc. | Individual | $2K | 1 |
| Laurie Tucker Bread Financial Holdings, Inc. | Individual | $2K | 1 |
| Joyce St Clair Bread Financial Holdings, Inc. | Individual | $2K | 1 |
| Cheri Landgren Bread Financial Holdings, Inc. | Individual | $2K | 1 |
| John Fawcett Bread Financial Holdings, Inc. | Individual | $2K | 1 |
| John Fawcett Bread Financial Holdings, Inc. | Individual Recent filing | $2K | 1 |
| Praniti Lakhwara Bread Financial Holdings, Inc. | Individual | $2K | 1 |
| Wes Hunt Bread Financial Holdings, Inc. | Individual | $2K | 2 |
| Allegra Driscoll Bread Financial Payments, Inc | Individual | $2K | 8 |
| Robert Kashtan Bread Financial Payments, Inc | Individual | $2K | 8 |
| Valerie Greer Bread Financial Payments, Inc | Individual | $2K | 8 |
| Dennis Mccarthy Bread Financial Payments, Inc | Individual | $2K | 8 |
| Erick S Carter Bread Financial Holdings, Inc. | Individual | $2K | 1 |
| Tracy Crum Bread Financial Holdings, Inc. | Individual | $2K | 1 |
| Michael J Mr. Galeano Bread Financial Payments, Inc | Individual | $1K | 4 |
| Steve J Bierline Bread Financial Holdings, Inc. | Individual | $1K | 1 |
| Jessica Armour Bread Financial Holdings, Inc. | Individual | $1K | 1 |
| Sharen Turney Bread Financial Holdings, Inc. | Individual | $1K | 1 |
Built from the 100 largest itemized receipts processed by the FEC through August 21, 2026, plus the largest receipts in reports filed electronically through September 23, 2026 (marked "Recent filing").
Where its individual donors work
| Employer | Given | Donations |
|---|---|---|
| Bread Financial Holdings, Inc. | $194K | 2,364 |
| Bread Financial Payments, Inc | $77K | 1,414 |
Employer as reported by each donor, 2026 cycle, FEC processed totals. Retired, self employed and not employed donors are not shown.
Primary Sources
- FEC committee page: fec.gov/data/committee/C00551812
- FEC filings: all reports filed by Bread Financial Holdings, Inc. PAC (Aka Bread Financial PAC)
- Independent expenditures: fec.gov
- Receipts: fec.gov